Terms and conditions

Access to and use of this web site are subject to the following terms and conditions and all applicable laws. All names, logos and marks appearing in this site, except as otherwise noted, are trademarks owned or used under license by Factual Data or its affiliates. You may download and print a copy of the material displayed on this site for your personal use for noncommercial purposes only (provided you retain all copyright and trademark notices), however, you may not modify, distribute, transmit or sell the contents of this site without the written permission of Factual Data.

Factual Data makes no warranties or representations, express or implied, about the accuracy, timeliness or completeness of this site, including without limitation the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. This site may contain technical inaccuracies or typographical errors. Neither Factual Data nor any of its affiliates shall be liable for any direct, incidental, consequential, indirect or punitive damages arising out of access to, inability to access, or any use of the content of this site or the content of any site(s) linked to this site, including without limitation any damages to, or viruses that may infect, your computer equipment or other property, even if Factual Data is expressly advised of the possibility of such damages.

Any communications you send to this site or otherwise to Factual Data by electronic or other means are nonproprietary. Factual Data shall be free to use the content of any such communications, including any ideas, inventions, concepts, techniques or know-how disclosed therein, for any purpose, including developing, manufacturing and/or the marketing goods or services, unless you specifically request to be removed from such mailing lists. Please refer to the Factual Data Privacy Policy for further information on Factual Data's data protection practices.

Use of this site for the posting or transmission (including communication outside this site) of any unlawful, threatening, libelous, defamatory, obscene, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense or violate any law is strictly prohibited. Factual Data reserves the right to delete, modify or supplement the content of this site, including the content of this legal notice, at any time.