Leader in Mortgage Credit Reports
Mortgage lending professionals across America rely on the easy-to-read consumer credit reports and innovative verification tools offered by Factual Data. Every day, we continue our mission of Helping Lenders Expand Homeownership.
Products
Merged Credit Reports from Factual Data provide insight into your applicant’s credit history to help you determine appropriate loan options. Access data from one, two, or all three credit repositories digitally, in easy-to-read reports with useful upgrade options.
Learn more about Tri-Merge Credit ReportsMortgage Lending Lifecycle
From the first soft inquiry to post-closing quality control, Factual Data products fit every stage of the lending journey.
Step 1
Pre-qualify in seconds and improve the applicant experience with a 1, 2, or 3 bureau soft inquiry credit report.
Step 2
Merged credit reports with trended data, convenient summaries, workflow automation and Rescore solutions to help close loans fast.
Step 3
Avoid the surprise of hidden liabilities with undisclosed debt monitoring, a full suite of verification services and flood zone determinations.
Step 4
Risk and fraud prevention with the DRIVE® platform from Factual Data affiliate DataVerify®, plus automated valuation models.
Step 5
Be informed of new credit activity before closing and identify changes in an applicant's credit file since the initial credit report.
Step 6
Portfolio Servicing and Quality Control services to identify portfolio risk and help reduce risk to your business.
Fraud & Risk Mitigation
Identity, application and property verification, undisclosed debt monitoring and flood zone determinations—delivered through the single-source DRIVE® platform.
See DataVerify SolutionsSend us a note and a Factual Data representative will be in touch.
