Credit Rescoring from Factual Data

The rapid Rescore process from Factual Data can help you apply quick revisions to your client's credit report so you can offer the ideal mortgage product. This solution expedites the credit report update process at TransUnion®, Experian® and/or Equifax®, resulting in an updated credit score in a significantly reduced timeframe.*

We’ll work with you to identify the proper documentation necessary to revise the items in question. After verifying the documentation, our credit specialists use our registered access to each bureau to quickly facilitate bureau-performed revisions to your applicants' credit files.

*Factual Data makes no guarantee regarding a Rescore improving or otherwise changing a consumer’s credit score.
Rescore is an expedited dispute.

Expedite Modifications to Your Borrowers' Credit Files

  • Update a Wide Variety of Credit Information

    Update a balance or account status, remove derogatory information, update the status of a collection, or update an account to show it was included in a bankruptcy.
  • Get Updated Reports Fast

    With Factual Data, a Rescore is typically completed in just 3-5 business days. Order times may vary.
  • Rush the Rescore for Even Faster Results

    Rush orders are also available, and the updated report is typically available in as little as three days after we submit the request.
  • Ensure Complete and Accurate Information

    Factual Data verifies the applicant's documentation for accuracy and completeness before forwarding it, along with key identifying information, to the credit repository.
  • Utilize Our No Documentation Option if Applicable

    In some cases, we are able to perform a Rescore without the need for documentation. This may apply when the creditor offers an auto-teller — allowing for verification of the remaining balance or removing past-due amounts using a computer-operated phone system.

"This is one of my favorite relationships...
they are always there to help."

— Factual Data Customer

Get Started with Credit Rescoring

Speak with a knowledgeable representative to learn why a rapid Rescore from Factual Data is the perfect addition to your mortgage lending workflow. Or, get set up to start the process of updating your applicants’ credit information now.


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Factual Data

a Trusted Provider of Credit Rescores

Factual Data uses its registered access to each credit repository to quickly submit changes and facilitate modifications to applicants’ credit files. As a reliable provider of credit reports for mortgage professionals that has served the mortgage industry for several decades, we’re confident you’ll be satisfied with our credit rescoring service.

Call 800-216-3463 to speak with a Factual Data representative today, or complete the form below.