VantageScore® 4.0 is Here – Factual Data is Ready
As of July 8, 2025, the Federal Housing Finance Agency (FHFA) has officially approved VantageScore® 4.0 for use on loans sold to Fannie Mae and Freddie Mac. This marks a significant milestone in advancing credit evaluation and expanding access to homeownership for millions.
At Factual Data, we’re ready to support you every step of the way:
Immediate Availability: We can deliver VantageScore 4.0 data today- Integration Delivery: Our systems are aligned with GSEs, repositories, and tech partners
- Flexible Delivery Options: We offer integrations options providing API/Print image so that the scoring data fits smoothly into your existing workflow
- Competitive Pricing*: Add VantageScore 4.0 at no additional cost to your current fees or explore discounted options when replacing the Classic Score
Contact us to discuss how we can help you make the most of VantageScore 4.0 to better serve your customers.
*Pricing subject to change.