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Privacy Policy
This privacy statement covers all sites in the krollfactualdata.com domain. Kroll Factual Data has created the following statement in order to demonstrate its commitment to client and consumer privacy.
Kroll Factual Data is a Colorado-based e-business provider of information services to the mortgage and consumer lending industries, employers, landlords and other business clients located throughout the United States. Kroll Factual Data collects and uses personal information for legitimate business purposes only and our privacy policy is to continue to protect the privacy rights of both clients and consumers. Kroll Factual Data does not collect and store consumer information gathered from our web site.
Kroll Factual Data is regulated by the Fair Credit Reporting Act as well as by State Laws. In accordance with the requirements of the Fair Credit Reporting Act and State Laws, Kroll Factual Data does not disclose, either directly or indirectly, to any person, firm or corporation, information of any kind, nature or description concerning matters affecting or relating to the business of its clients or consumers unless the information is already in the public domain or disclosure is permitted by law. Some examples include: a permissible purpose under the FCRA, providing information to industry regulators, to law enforcement agencies, for fraud prevention, or by court order.
Kroll Factual Data regularly assesses, manages and controls risks relating to the security and confidentiality of the information obtained through the general course of business. Kroll Factual Data has physical and electronic controls in place to protect the information against unauthorized access or use. Access to consumer information is restricted to employees who need the information in order to perform their job duties. Security enhancing software, password protection on database access for employees and clients, compliance audits, employee training, back up and recovery procedures, physically secure office buildings and procedural safeguards are used to assure consumer privacy.
The following describes specific interaction with Kroll Factual Data web sites and how the information collected is used and stored:
1. Kroll Factual Data uses client IP addresses to diagnose problems with its server, and to administer its web site. IP addresses are kept solely in web-server log files and are not used to identify individual clients. It is not linked to client accounts account or any other demographic information.
2. Kroll Factual Data uses cookies to track the position of its clients within its site. This cookie is a session cookie, and it is discarded when your browser is exited. Kroll Factual Data uses persistent cookies to house data which is used to authenticate client terminal access to its secure site.
3. Kroll Factual Data web sites do not request nor display client account information. Kroll Factual Data uses account information in the following ways:
a. Kroll Factual Data uses client contact information to send information and to market new and additional services.
b. Contact information is also used to contact the client when necessary.
c. Kroll Factual Data collects financial information for billing purposes and may use that information for the collection of past-due accounts or for marketing purposes.
4. This site contains links to other sites. Kroll Factual Data's web site is not responsible for the privacy practices or the content of such web sites.
5. Security: This site has security measures in place to protect against loss, misuse and alteration of the information under our control.
a. The Kroll Factual Data web site uses 128-bit SSL encryption to make all communications with its site private.
b. The Kroll Factual Data web site uses certificate technology to authenticate terminals.
c. The Kroll Factual Data web site uses secure usernames and passwords to authenticate users on our system.
d. The Kroll Factual Data web site and network data are protected by a TruSecure certified firewall.
e. The Kroll Factual Data web site is TruSecure Web Certified.
6. Contacting Kroll Factual Data: If you have any questions about this privacy statement, the practices of this site, or your dealings with this Web site, contact:
Kroll Factual Data Web Site Administrator: Matt Rickman mrickman@kroll.com
Kroll Factual Data: sales@krollfactualdata.com
Kroll Factual Data Webmaster: mrickman@krollfactualdata.com
Kroll Factual Data provides powerful solutions that help our clients make qualified and confident business decisions that transfer risk, enhance safety and soundness, and increase profitability